Flashlights, medicine kit, peanut butter and jelly……..so you are now ready for disaster?
Summertime, our thoughts are on vacations, the beach and having fun. It’s also a good time to think about your personal plan when a disaster strikes. As a homeowner or a renter, the biggest concern is fire and in coastal areas, flooding.
How does one prepare? Do you routinely practice fire drills or evacuation drills? Does your plan include your pets? When was the last time you took an inventory of your home? Are your important documents in a safe area?
Some easy basics would be to check your smoke and CO2 detectors and have a small fire extinguisher on each floor. Practice fire and evacuation drills and have a safety plan in place prior to an emergency. When a flood is pending and you are advised to leave; remember that possessions can be replaced and heed the warning. By staying we can put ourselves and emergency personnel in dangerous positions.
Remember, flooding is not covered on home or tenant policies. This is the time to think about flood insurance, as there is a standard 30 day waiting period, unless you are purchasing a new home. Please feel free to share your “tips” under comments so we can all keep our families and pets safe during a natural disaster.
Sue Moyer, Bouvier Insurance
80 Norwich New London Tpke
Uncasville, CT 06382
Local: 860-859-9821 x326, smoyer@binsurance.com
