Happy Fall ..as leaves begin to drop so have the Mortgage rates!!!

Happy Fall..

It has been a WILD RIDE these last four months!!! With a volatile Mortgage Rate Market since late May, rates going up, up, up.
WELL GUESS WHAT??...  RATES have come back down to their lowest level in the past 90 days! The 30 year fixed product is in the low 4's again. There are awesome products and programs making buying a home and refinancing ( with NO equity)  more available than in recent years!!!

• Refinance: if you have missed the boat a few times due to hesitancy or if you have been turned down...THIS is definitely a great time to regroup and ensure that YOUR current interest rate and program are at their best position for your circumstance.
• Purchase:  It is a buyer's market with an abundance of inventory, many homes to choose from, a decline in price points and in interest rates which now make YOUR buying power strong, very strong. This is THE TIME folks!!!
•  There are more aggressive programs geared toward ALL types of credit , income and asset profiles.

As Summer fun fades into Fall ..it is a time of "re-evaluating" , slowing down and getting back to basics.  No better time of hitting your "to do" list.

As a consumer you have an opportunity to make sure that you have your finances in order and that you are NOT paying more than you should for the following:

• Mortgage rate & program
• Home owner insurance
• Auto Insurance
• Health Insurance
• Life Insurance
• Cell Phone
• Cable, gas and electric
• Credit card rate

Admittedly, this can all be overwhelming and may not be fun topics...but  this is what we do here at Gateway Mortgage Services, LLC....
We HELP clients save money on their biggest investments ..their home, their money and their future!! 
We encourage mindfulness!!!
Call Dorothy because EXPERIENCE MATTERS!
You can reach her anytime at (860)833-1083
Or via  email at  Dorothy@fundsforhomes.com